Insurance is a very important thing to consider with jewellery, yet many people dismiss it a unnecessary.
An engagement ring is often the 3rd biggest financial purchase you make, after a home and a car!. Yet no one would consider not having those insured!
Most people simply opt for adding jewellery to their household insurance. But beware! This may not be the best move. Home insurance policy have clauses that exclude under certain conditions and circumstances and unless the policy actually states so, you could be uninsured if the jewellery is stolen outside the UK, outside of a safe, or in some cases outside your home! In most cases, accidental damage is not covered. Furthermore, if that special piece is stolen, insurance companies offer you gift vouchers for use in high street chain store jewellers. Any customers of ours will know you can’t replace bespoke jewellery there.
Our advice is to get in touch with TH MARCH by clicking the banner above. They are specialist jewellery insurers. They know the score and in cases where the policy has been recommended by us, they simply contact us to replace your piece if stolen. Well worth it, even if it cost a little more?
Disclaimer: the above information is written in good faith to the best of our knowledge. RTFJ cannot be held responsible for any issues that may arise as a result of our advice on insurance and we highly recommend you check the policy details on ANY insurance policy you buy.